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Part 1: Compare 9 Top Sites to Accept Credit Card Online
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| Shopping Cart Software |
Star Rating |
Price (Per Month) |
Support |
| Price |
popularity |
sample retailer with $2,000 monthly revenue |
sample retailer with $20,000 monthly revenue |
sample retailer with $200,000 monthly revenue |
monthly fee |
set up fee |
Transaction Fee |
tech support |
|
 |
 |
$58.3 |
$440.3 |
info not available |
none |
none |
2.9% + $.30, 2.5% + $.30, 2.2% + $.30 |
phone and email support, FAQs, community help forum |
| Visit Official Website |
Advantages: only takes about 15 minutes to set up, accepts 22 currencies from 190 countries
Disadvantages: customer service reputation is not as great as other companies
|
|
|
|
|
$58.3 |
$440.3 |
$3800.3 |
none |
none |
2.9% + $.30, 2.5% + $.30, 2.2% + $.30, 1.9% + $.30 |
contact form, help articles, help forum |
| Visit Official Website |
Advantages: users with a Google account can use their saved information for checkout
Disadvantages: not a true payment gateway, there may be additional steps to get it set up completely
|
|
|
|
|
$58.3 |
$440.3 |
$3800.3 |
none |
none |
2.9% + $.30, 2.5% + $.30, 2.2% + $.30, 1.9% + $.30, 5% + $.05 for transactions under $10 |
help topics, contact form |
| Visit Official Website |
Advantages: customers can use information stored in their Amazon accounts to complete purchases
Disadvantages: brings the user to its own services instead of staying on your site for checkout
|
|
|
 |
|
$75.35 |
$714.35 |
7104.35
|
$4, $7, $8.5, $11 (annual fees divided by 12) |
none |
3.55% + $.35, 3.25% + $.35, 3.75% + $.35, 2.99% + $.3, 3.49% + $.3, 2.69% + $.25, 3.19% + $.25 |
email, phone support, tutorials, FAQs |
| Visit Official Website |
Advantages: no contract terms, no gateway fees, fee is annual not monthly
Disadvantages: must use at least premium plan in order to accept cards other than AmEx
|
|
|
|
|
$110.45 |
$1100.45 |
11000.45 |
none |
$49 |
5.5% + $.45 |
support tickets, phone, email support, user guide, FAQs |
| Visit Official Website |
Advantages: offers 15 different payment methods.
Disadvantages: high transaction fees.
|
|
|
|
|
$100.3 |
$998.5 |
$9980.5 |
none |
$39.95 |
4.99% of gross sales plus $.50 |
phone, contact form, FAQs |
| Visit Official Website |
Advantages: tailored to different businesses whether they are start ups, small, or established
Disadvantages: high gross transaction fee
|
|
|
|
|
$81.04 |
$493.24 |
$4615.24 |
$34.95 |
none |
2.29% + $.29 |
phone, email, online support center |
| Visit Official Website |
Advantages: simple for easy set up, could be set up in 15 minutes
Disadvantages: only one plan to choose from
|
|
|
|
|
$76.09 |
$488.29 |
$4610.29 |
$30 |
none |
2.89% + $.15, 2.29% + $.29 |
phone, email, FAQs |
| Visit Official Website |
Advantages: unlimited users, recurring billing, auto email receipts
Disadvantages: higher fees for American Express transactions
|
|
|
|
 |
$64.05 |
$458.25 |
$4400.25 |
$20 ($10 for Authorize.net and $10 for their own |
none |
2.19% + $.25 |
24/7 phone support, email, contact form |
| Visit Official Website |
Advantages: free set up with Authorize.net, montly maintenance, and customer service
Disadvantages: not as inexpensive for companies with high revenues per month
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| Note: The price, feature, and promotion may be changed by the vendors. Please visit the official websites to verify the information. |
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Part 2: Listing of 14 Popular Sites to Accept Credit Card Online
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Paypal.com
Currently, over eight million businesses use PayPal to securely process credit cards, which accepts Visa, MasterCard, American Express, Discover, and PayPal.
When it comes to standard pricing, PayPal does not charge a set-up or monthly fee. Instead, you pay a small amount from each sale. According to its pricing table, for $0-$3,000 in monthly sales, your fee per transaction would be 2.9% +$0.30 (example: $3.20 on a $100.00 sale). For monthly sales from $3,000-$10,000, the fee per transaction would be 2.5% + $0.30 (example: $2.80 on a $100.00 sale). For those over $10,000 in monthly sales, you can expect a 2.2%+$0.30 fee/transaction. There is also a charge for any currency conversion and an additional charge to receive payments from another country.
Aside from standard pricing, PayPal.com also offers other products and services, such as Website Payment Pro and Virtual Terminal.
Billmelater.com
Bill Me Later is a PayPal service proven to increase sales and satisfy customers. This payment method differs from others because it does not require the consumer to enter a 16-digit card number or set up an account prior to paying. Instead, upon checking out, the customer can choose this option, answer two quick questions, and not have to worry about a payment being due until 25 days from the first purchase.
These factors will drastically benefit your business. Providing another payment option will not only strengthen your relationship with consumers, but it will increase purchase frequency (40% higher than other payment methods), increase average order values up to 75%, increase catalog performance response rate and prospect conversion rates, increase keyword click-throughs and Email response rates with Bill Me Later messaging, and much more. Leading retailers, such as Apple, are implementing this for good reason!
Checkout.google.com
Using Checkout.google.com could help your business attract new leads, convert more sales, and protect you from fraud.
First of all, online shoppers frequently start with Google. When using Google Check Out, the Checkout badge will be added to your AdWord ads and Product Search listings, which will identify you as a convenient and secure shopping experience. Because each Checkout user has a single account stored with information, the only thing they need to provide when checking out is a username and password.
Google Check Out has free fraud protection service. With a payment guarantee that protects 98% of the orders on average, when an order is guaranteed, you get paid even if it results in a charge back. The detection systems proactively filter out fraudulent orders and identify legitimate ones so you don’t have to.
For more information, such as prices and fees, go to Checkout.google.com today.
Authorize.net
Businesses that use Authorize.Net are able to authorize, settle and manage credit card and electronic check transactions.
For online merchants, Authorize.Net allows your business to accept a variety of payments, from all major credit cards to electronic checks to gift cards. It also enables you to manage your transactions using the Merchant Interface, prevent fraud with built-in fraud tools, and receive payments quickly with automatically deposited funds within days, as well as providing risk management and free help.
In addition to its Payment Gateway Standard Features (connection method, merchant interface, virtual terminal, customer support, security and compliance, simple checkout, and verified merchant seal), there are more value-adding products, such as an automated recurring bill, a customer information manager, eCheck.Net, and Advanced Fraud Detection Suite.
For more information and specifics, go to Authorize.Net today!
Payments.amazon.com
With Amazon Payments, customers can use the shipping addresses and payment information stored in their Amazon.com accounts upon checkout, making it an easy and convenient shopping experience.
Checkout by Amazon is a complete checkout and payments service for e-commerce retailers that is absent of start-up charges, monthly charges, hidden fees, and long-term contracts. Instead, the fees are based on a percentage of the transaction amount plus a transaction fee. This service does not only profit your business with conversion, new customers, reduced chargebacks, and more, but it also benefits the customers with a fast and convenient checkout, a trusted and secure payment method, and a familiar checkout experience.
Additionally, there is also a payments-only service called Amazon Simple Pay, which is for digital goods and services providers and nonprofits. To find out more about either payment service, go to Payments.amazon.com today!
Propay.com
ProPay simplifies the payment process for businesses of all sizes. Its service can help merchants to quickly begin accepting credit and debit cards, secure payment data, reduce compliance obligations, and reduce overall transaction costs.
For small businesses, accepting credit cards is a simple, secure, and affordable process. First, the signup process takes as little as 10 minutes. Additionally, you can rely on no set-up fee, no online statement fees, no gateway fees, no monthly fees, and no long-term contract. What you can count on, however, is ProtectPay Online, Smartphone Web interface, phone processing, e-mail invoices/billing, and a toll-free support line.
To find out more information, such as pricing and additional options, visit the website today!
2checkout.com
2checkout.com was founded in 2000 as a way to make accepting payment cards online an easier and more attainable process for small and mid-sized businesses, and now they have over 100,000 merchants using the services.
2CO can have your company running the same day that you sign up. In addition, there are no term contracts. This company has an easy to use plug-n-play code. You add your products or services into your product database. Add the links/buttons (that are created for you) to your site. Customers will then click on the link to pay, and 2CO will handle the sale, contracts with you as the supplier to fulfill the sale, and then deposits the payment into your account.
For additional information, or to sign up with 2checkout.com, visit the website today!
CCnow.com
CCNow provides a number of features, such as credit card processing, merchant account alternative, shopping cart, secure check out, auction payment services, risk and fraud management, International currency support, and customer service.
When a consumer makes a purchase, CCNow first buys the ordered product for immediate resale to the consumer. After, they will email your business the purchase order and you will ship the product to the shopper, who is billed by CCNow.
CCNow has a one-time new account set-up fee of $9.95 and a monthly fee of $9.95 if the Gross sales are $0.00-$100.00. Otherwise, it is 4.99% of Gross sales plus $0.50 per transaction. Additional fees include $15.00 for an International wire transfer and $5.00 for a mailed check.
Paysimple.com
Paysimple.com, founded in 2005, has features and functionality that are designed specifically for small businesses.
PaySimple provides simple solutions for credit card processing, eCheck processing, recurring billing, ACH processing, email invoicing, online payments, payment security and more. For instance, even if you do not have a website, you can still accept online payments, making the experience more convenient for your consumers. Because PaySimple provides customized and securely hosted online payment forms, the customer can make bill payments (eCheck or credit card), pay their email invoices, set up automated recurring billing, or make online donations.
The one-time set up fee has been reduced from $129.00 to $0.00. The monthly fee is $34.95. The credit card rate, or MOTO, is 2.29% + $0.29, while the ACH/eCheck rate is $0.55.
To get started, visit the website today!
Kagi.com
Kagi was founded in 1994, and offers services that will expand your business’ market. For instance, Kagi has payment services in over 80 countries, as well as a shopping cart automatically localized to 13 different languages, support for 23 currencies, and payment options beyond credit cards. Additionally, Kagi promises to reduce your expenses, enable you to sell more, and protect yourself from fraud, all while giving you the support that you need.
This company is best for those businesses that involve software, digital content and international sales. On the website, you will find a list of products that they do not permit, such as alcohol, adoptions, animals, offensive material, tobacco, and many more.
For a look at the pricing table, as well as other information, visit the website today!
Acceptpay.com
AcceptPay is part of American Express OPEN and is provided by PaySimple. This solution has several features involving online payment acceptance, where you can accept credit card, ACH payments, and eChecks in person, by phone, or via payment form.
Other features include electronic invoicing, which allows you to create and send either one-time or recurring invoices via email, where the customers can click to pay. AcceptPay also has recurring billing, receivables reporting, and more.
If you choose to sign up, there is no set-up fee, but there is a monthly subscription of $30.00 (which will be waived for the first 60 days), as well as an ACH initiation fee of $10.00. For transaction fees, the American Express merchant rate is 2.89% + $0.15/transaction, and starts at 2.29% for other major payments cards. The processing fee for all credit cards is $0.29/transaction, and the eCheck (ACH) check rate is $0.55/transaction.
Alliedwallet.com
Allied Wallet has been around since 2002 and now has offices as well as merchants around the world. This company offers three solutions tailored to different business types: Business Pro (for large businesses and corporations), Virtual Terminal (for MOTO businesses), and QuickPay (for small businesses and individuals).
The QuickPay gateway is simple, fast, and secure. This solution accepts all major credit cards and can be integrated with almost any shopping cart or order management software. In addition to Allied Wallet’s PCI level complaint technology, there are customizable fraud scrubbers on each transaction to secure that it is legitimate.
Allied Wallet comes equipped with no startup fees, 24/7 customer service, and many more features that will allow your business to boom, safely.
Merchantone.com
Merchant One has a diverse clientele, from large, Fortune 500 companies to small startups. Over the years, this successful company has helped over 90,000 businesses of all sizes process credit cards nationwide.
The e-commerce solution is just one of six (retail, mail order/phone order, wireless program, and tradeshow vendors). When it comes to accepting credit cards online, the Merchant One Gateway allows you to process credit cards and checks, set up recurring billing, is compatible with all shopping carts, and is certified PCI compliant. With Merchant One, you can count on around-the-clock customer service, personalized account reps, and more.
Although the setup does not cost anything, this solution is not completely free. There is a monthly fee of $7.95, a monthly gateway fee of $9.95, and a transaction fee of 2.05% plus $0.20/transaction.
Paymate.com
Paymate was founded in 2000, and has since grown into a successful solution for businesses. This company provides several unique features, which may not be found with every solution service.
Paymate pays directly into your bank account, the same day of the transaction. However, because it is based out of Australia and New Zealand, it will take 10-15 business days for businesses in the US to receive the payment. In addition, it handles the back office with client refunds and fights unfair chargebacks for you. But not only is it convenient for your business, but it is also convenient for your buyers, as it does not require any form of registration on their part. And finally, it is secure, as it assesses each and every transaction to help protect against fraud.
To find the perfect solution for you, as well as the accompanied prices, head to the website!
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